Crescent Insurance
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Comprehensive Insurance Solutions Tailored for East Africa

We analyze, syndicate, and negotiate your corporate and family risks across Kenya's leading 16+ insurance underwriters. Receive independent fiduciary counsel, tailored endorsements, and zero broker fee to clients.

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Comprehensive Insurance Solutions Crescent Kenya

Insurance Solutions Directory

Select a category below to explore specific policy coverage limits, statutory benefits, and underwriter partners.

Motor Comprehensive Insurance Kenya PERSONAL & FLEET

Motor Comprehensive & Commercial Fleet

Accidental collision, total theft, malicious damage, third-party bodily injury, and nationwide roadside assistance.

Zero excess options & courtesy car replacement up to 30 days
Free AA Kenya 24/7 breakdown towing and emergency rescue
Fleet telemetry, driver safety monitoring & volume premium rebates
Medical & Healthcare Insurance Kenya HEALTHCARE & FAMILY

Corporate & Family Medical Insurance

Direct smart-card cashless admissions across 1,200+ hospitals in Kenya and worldwide emergency evacuation.

Inpatient limits from KES 500,000 to KES 20,000,000+ per family
Comprehensive Outpatient, Dental, Optical & Maternity packages
Chronic, pre-existing, and oncology covers structured with zero co-pay
Commercial Property & Industrial All Risk COMMERCIAL ASSETS

Commercial Property & Industrial All Risks

Complete protection for corporate buildings, factories, plant machinery, inventories, and office premises.

Fire, lightning, explosion, storm, flood, and earthquake peril covers
Business Interruption & Loss of Profits cover protecting revenue stream
Political Violence & Terrorism (PVT) endorsement for full peace of mind
WIBA & Employers Liability Kenya STATUTORY COMPLIANCE

WIBA (Work Injury Benefits Act) & GPA

Statutory workplace accident compensation protecting both corporate directors and workforce under Kenyan law.

96 months earnings compensation for accidental death & permanent total disability
WIBA Plus 24-hour worldwide extension covering off-duty & recreational hours
Immediate medical reimbursement & statutory funeral grants
Marine Cargo Insurance Port of Mombasa TRADE & LOGISTICS

Marine Cargo & Port Transit Insurance

Mandatory KRA Section 73 compliant marine cover for ocean, air, and overland imports across the Port of Mombasa.

Institute Cargo Clauses (A) all-risk protection from supplier to final warehouse
Instant digital marine certificates for customs clearance within 30 minutes
Annual open cover facilities for regular importers with preferential rates
Liability & Professional Indemnity Insurance LEGAL & FIDUCIARY

Public Liability & Professional Indemnity

Protection against third-party lawsuits, professional negligence, errors & omissions, and regulatory claims.

Professional Indemnity for Doctors, Advocates, Accountants & Engineers
Directors & Officers (D&O) liability safeguarding board leadership personal assets
Comprehensive Public & Products liability for manufacturers & commercial venues
Domestic Package Homeowners Insurance Kenya HOME & PERSONAL ASSETS

Domestic Package (Home & Contents)

Complete 5-in-1 protection for residential buildings, household furniture, electronics, domestic staff WIBA, and occupiers liability.

All Risks cover on movable valuables (laptops, jewelry, cameras, phones)
Burglary, fire, lightning, water pipe burst, and impact damage
Domestic servants injury medical coverage & employer statutory liability
Commercial Tender Bid Bonds Kenya FINANCIAL SURETY

Bonds & Commercial Suretyship

Fast-track financial bonds for public procurement tenders, government contracts, construction projects, and customs clearing.

Bid Bonds & Tender Guarantees issued within 2 to 4 hours
Performance Bonds & Advance Payment Bonds for construction contractors
Customs & Transit Security Bonds approved by KRA and regional trade ports
Group Life Assurance Crescent Insurance STAFF WELFARE

Group Life Assurance & Last Expense

Financial security for employees' surviving families, guaranteed death in service benefits, and fast 48-hour funeral payouts.

Group Life multipliers (3x to 5x annual basic salary payout)
Accelerated Last Expense funeral disbursement within 48 business hours
Critical Illness riders and permanent total disability capital payouts
Contractors All Risk Engineering Insurance INFRASTRUCTURE & PROJECTS

Contractors All Risks (CAR) & Plant

Protection for civil engineering works, building construction projects, heavy earthmoving equipment, and machinery breakdown.

Civil engineering works, temporary facilities & site material all-risks
Contractor's Plant and Machinery (CPM) against tipping, fire & theft
Third-party property damage & bodily injury liability around worksite

The Crescent 3-Step Fiduciary Process

We never simply pass an insurer's invoice to you. We audit, negotiate, and defend your rights at every phase.

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1. Free Risk Audit & Policy Review

Our senior insurance brokers inspect your operations, property schedules, and vehicle fleets. We identify coverage gaps, restrictive exclusions, and premium overcharges in your existing policies.

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2. Market Syndication & Tender

We present your risk to Kenya's top 16+ underwriters. We leverage our collective placement volume to negotiate lower premiums, waiver of average, zero-excess clauses, and extended coverage limits.

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3. Dedicated Claims Advocacy

When loss strikes, we don't send you to the insurer's call center. Our dedicated claims adjusters handle documentation, challenge unfair deductions, and secure full and prompt settlements.

Underwriting Partners We Compare For You

We work with all leading IRA authorized insurance companies in Kenya to secure your optimal terms.

Jubilee Insurance Kenya
Britam Insurance
APA Insurance
CIC Insurance Group
GA Insurance
Heritage Insurance
UAP Old Mutual
Sanlam Kenya
Madison Insurance
Pacis Insurance
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