/* Brand Font: Canondal */
@font-face {
  font-family: 'Canondal';
  src: url('assets/fonts/Canondal-Regular.ttf') format('truetype');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}

/* ==========================================================================
   CRESCENT INSURANCE BROKERS - CORE DESIGN SYSTEM & STYLES
   Color Scheme: Royal Deep Navy & Polished Gold
   ========================================================================== */

:root {
  /* Brand Palette */
  --primary-navy-darker: #081B10;
  --primary-navy-dark: #0F2D1C;
  --primary-navy: #28753A;
  --primary-navy-light: #32964C;
  --primary-navy-subtle: #E8F5ED;

  --accent-gold: #DE9B28;
  --accent-gold-light: #F3C352;
  --accent-gold-dark: #B57917;
  --accent-gold-subtle: #FFF8EB;
  --gold-gradient: linear-gradient(135deg, #F5CB68 0%, #DE9B28 50%, #B87A13 100%);
  --navy-gradient: linear-gradient(140deg, #081B10 0%, #174E2A 50%, #28753A 100%);
  --hero-gradient: linear-gradient(135deg, rgba(8, 27, 16, 0.95) 0%, rgba(40, 117, 58, 0.88) 100%);

  /* Neutrals */
  --text-main: #0F172A;
  --text-muted: #475569;
  --text-light: #94A3B8;
  --text-white: #FFFFFF;

  --bg-body: #F8FAFC;
  --bg-surface: #FFFFFF;
  --bg-surface-elevated: #FFFFFF;
  --bg-surface-alt: #F1F5F9;
  --border-light: #E2E8F0;
  --border-gold: rgba(222, 155, 40, 0.35);

  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(40, 117, 58, 0.08), 0 1px 2px rgba(0, 0, 0, 0.04);
  --shadow-md: 0 4px 14px rgba(40, 117, 58, 0.10), 0 2px 6px rgba(0, 0, 0, 0.04);
  --shadow-lg: 0 10px 25px -3px rgba(40, 117, 58, 0.14), 0 4px 10px -2px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 35px -5px rgba(40, 117, 58, 0.18), 0 10px 15px -5px rgba(0, 0, 0, 0.04);
  --shadow-gold: 0 6px 20px rgba(222, 155, 40, 0.28);
  --shadow-navy: 0 8px 24px rgba(40, 117, 58, 0.28);

  /* Radii */
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  /* Typography */
  --font-brand: 'Canondal', 'Outfit', sans-serif;
  --font-heading: 'Outfit', 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  /* Transitions */
  --transition-fast: 0.18s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 0.5s cubic-bezier(0.4, 0, 0.2, 1);

  /* Layout */
  --container-max: 1240px;
  --header-height: 70px;
  --topbar-height: 38px;
}

/* Base Reset & Box Sizing */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: clip;
  max-width: 100vw;
  width: 100%;
}

body {
  font-family: var(--font-body);
  font-size: 0.96rem;
  line-height: 1.6;
  color: var(--text-main);
  background-color: #F8FAFC;
  background-image: 
    radial-gradient(circle at 12% 16%, rgba(40, 117, 58, 0.045) 0%, transparent 40%),
    radial-gradient(circle at 88% 75%, rgba(222, 155, 40, 0.038) 0%, transparent 45%),
    radial-gradient(rgba(40, 117, 58, 0.035) 1.2px, transparent 1.2px),
    linear-gradient(to right, rgba(226, 232, 240, 0.45) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(226, 232, 240, 0.45) 1px, transparent 1px);
  background-size: 100% 100%, 100% 100%, 28px 28px, 56px 56px, 56px 56px;
  background-position: 0 0, 0 0, 0 0, 0 0, 0 0;
  background-attachment: fixed;
  overflow-x: clip;
  max-width: 100vw;
  width: 100%;
  position: relative;
}

img, svg, picture {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

button, input, select, textarea {
  font: inherit;
}

button {
  cursor: pointer;
  border: none;
  background: none;
}

ul, ol {
  list-style: none;
}

/* Container */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: 20px;
  padding-right: 20px;
}

/* Typography Utilities - Refined & Balanced Proportions */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--primary-navy-dark);
  font-weight: 700;
  line-height: 1.25;
}

h1 {
  font-size: clamp(1.8rem, 3vw, 2.35rem);
  letter-spacing: -0.4px;
}

h2 {
  font-size: clamp(1.4rem, 2.2vw, 1.85rem);
  letter-spacing: -0.3px;
}

h3 {
  font-size: clamp(1.1rem, 1.4vw, 1.3rem);
  letter-spacing: -0.2px;
}

h4 {
  font-size: 1.05rem;
}

h5 {
  font-size: 0.92rem;
}

h6 {
  font-size: 0.82rem;
}

.text-gold {
  color: var(--accent-gold);
}

.text-gradient-gold {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--accent-gold-dark);
  background: var(--accent-gold-subtle);
  border: 1px solid var(--border-gold);
  padding: 4px 12px;
  border-radius: var(--radius-full);
  margin-bottom: 10px;
}

.section-header {
  text-align: center;
  max-width: 660px;
  margin: 0 auto 40px auto;
}

.section-title {
  font-size: clamp(1.45rem, 2.2vw, 1.95rem);
  letter-spacing: -0.3px;
  margin-bottom: 12px;
  line-height: 1.25;
}

.section-desc {
  font-size: 0.96rem;
  color: var(--text-muted);
  line-height: 1.55;
}

/* Background Patterns & Textures */
.bg-pattern-dots {
  background-image: radial-gradient(rgba(40, 117, 58, 0.10) 1.2px, transparent 1.2px);
  background-size: 22px 22px;
}

.bg-pattern-dots-dark {
  background-image: radial-gradient(rgba(222, 155, 40, 0.12) 1.2px, transparent 1.2px);
  background-size: 24px 24px;
}

.bg-pattern-grid {
  background-image: 
    linear-gradient(to right, rgba(40, 117, 58, 0.04) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(40, 117, 58, 0.04) 1px, transparent 1px);
  background-size: 28px 28px;
}

.bg-pattern-mesh {
  position: relative;
  overflow: hidden;
}

/* Section Spacing */
.section-py {
  padding-top: 68px;
  padding-bottom: 68px;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-weight: 600;
  font-size: 0.95rem;
  padding: 13px 26px;
  border-radius: var(--radius-md);
  transition: all var(--transition-normal);
  text-align: center;
  white-space: nowrap;
}

.btn-gold {
  background: var(--gold-gradient);
  color: #081B10;
  box-shadow: var(--shadow-gold);
  font-weight: 700;
}

.btn-gold:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 24px rgba(222, 155, 40, 0.4);
  filter: brightness(1.05);
}

.btn-navy {
  background: var(--navy-gradient);
  color: var(--text-white);
  box-shadow: var(--shadow-navy);
}

.btn-navy:hover {
  transform: translateY(-2px);
  background: linear-gradient(140deg, #0F2D1C 0%, #1E5C31 60%, #28753A 100%);
  box-shadow: 0 12px 28px rgba(40, 117, 58, 0.35);
}

.btn-outline-white {
  background: rgba(255, 255, 255, 0.08);
  color: var(--text-white);
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  backdrop-filter: blur(8px);
}

.btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.2);
  border-color: #FFFFFF;
  transform: translateY(-2px);
}

.btn-outline-navy {
  background: transparent;
  color: var(--primary-navy);
  border: 1.5px solid var(--primary-navy);
}

.btn-outline-navy:hover {
  background: var(--primary-navy-subtle);
  transform: translateY(-2px);
}

.btn-whatsapp {
  background: #25D366;
  color: #FFFFFF;
  box-shadow: 0 4px 16px rgba(37, 211, 102, 0.35);
}

.btn-whatsapp:hover {
  background: #20BA5A;
  transform: translateY(-2px);
  box-shadow: 0 8px 22px rgba(37, 211, 102, 0.45);
}

.btn-sm {
  padding: 8px 16px;
  font-size: 0.85rem;
  border-radius: var(--radius-sm);
}

.btn-lg {
  padding: 16px 32px;
  font-size: 1.05rem;
}

/* ==========================================================================
   TOP NOTIFICATION BAR
   ========================================================================== */
.top-bar {
  background-color: var(--primary-navy-darker);
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.82rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(222, 155, 40, 0.2);
}

.top-bar-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;
}

.top-bar-left, .top-bar-right {
  display: flex;
  align-items: center;
  gap: 20px;
}

.top-bar-item {
  display: inline-flex;
  align-items: center;
  gap: 7px;
}

.top-bar-item i, .top-bar-item svg {
  color: var(--accent-gold);
  width: 14px;
  height: 14px;
}

.top-bar-item a:hover {
  color: var(--accent-gold-light);
}

.top-badge-ira {
  background: rgba(222, 155, 40, 0.18);
  color: var(--accent-gold-light);
  border: 1px solid rgba(222, 155, 40, 0.4);
  padding: 2px 9px;
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.5px;
}

/* ==========================================================================
   HEADER & NAVBAR (Sleek One-Liner Architecture)
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border-light);
  transition: all var(--transition-normal);
  height: var(--header-height);
}

.site-header.scrolled {
  box-shadow: 0 4px 20px rgba(6, 25, 51, 0.08);
  background: rgba(255, 255, 255, 0.98);
  height: 62px;
}

.nav-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  gap: 16px;
  flex-wrap: nowrap;
}

.brand-logo-link {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}

.brand-logo-img {
  height: 40px;
  width: auto;
  object-fit: contain;
  transition: transform var(--transition-fast);
}

.brand-logo-link:hover .brand-logo-img {
  transform: scale(1.02);
}

/* Nav Menu & Dropdowns - Single Line */
.desktop-nav {
  display: flex;
  align-items: center;
  gap: 18px;
  white-space: nowrap;
  flex-shrink: 0;
}

.nav-link {
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--primary-navy-dark);
  position: relative;
  padding: 6px 0;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  white-space: nowrap;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold-gradient);
  transition: width var(--transition-fast);
}

.nav-link:hover, .nav-link.active {
  color: var(--primary-navy);
}

.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

/* ==========================================================================
   DYNAMIC MEGA DROPDOWNS (TWO-COLUMN SYSTEM: IMAGE & NAV)
   ========================================================================== */
.nav-dropdown {
  position: relative;
}

.dropdown-toggle {
  cursor: pointer;
  user-select: none;
}

.dropdown-toggle .chevron-icon {
  transition: transform var(--transition-fast);
}

.nav-dropdown:hover .dropdown-toggle .chevron-icon,
.nav-dropdown:focus-within .dropdown-toggle .chevron-icon {
  transform: rotate(180deg);
}

.mega-dropdown-menu {
  position: absolute;
  top: calc(100% - 2px);
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 45px rgba(8, 27, 16, 0.18), 0 4px 12px rgba(0, 0, 0, 0.05);
  border: 1px solid rgba(40, 117, 58, 0.16);
  display: grid;
  overflow: hidden;
  z-index: 1050;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translateY(6px);
  transition: opacity 0.2s cubic-bezier(0.16, 1, 0.3, 1), transform 0.2s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.2s;
}

/* Hover bridge: allows continuous mouse hover without dropdown dismissing */
.mega-dropdown-menu::before {
  content: '';
  position: absolute;
  top: -30px;
  left: 0;
  right: 0;
  height: 35px;
  background: transparent;
  pointer-events: auto;
}

.nav-dropdown:hover .mega-dropdown-menu,
.nav-dropdown:focus-within .mega-dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0);
}

/* Fallback Dropdown Guard & Hide Debug Buttons */
.nav-dropdown-menu {
  position: absolute;
  top: calc(100% - 2px);
  left: 0;
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 45px rgba(8, 27, 16, 0.18);
  border: 1px solid rgba(40, 117, 58, 0.16);
  min-width: 280px;
  z-index: 1050;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  display: flex;
  flex-direction: column;
  padding: 12px;
}
.nav-dropdown:hover .nav-dropdown-menu,
.nav-dropdown:focus-within .nav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}
#logoToggleBtn {
  display: none !important;
}


/* Individual Dropdown Alignments & Widths */
.mega-menu-about {
  left: -30px;
  width: 580px;
  grid-template-columns: 230px 1fr;
}

.mega-menu-solutions {
  left: -130px;
  width: 680px;
  grid-template-columns: 260px 1fr;
}

.mega-menu-claims {
  left: -150px;
  width: 600px;
  grid-template-columns: 240px 1fr;
}

/* Left Column: Image / Spotlight Card */
.dropdown-spotlight {
  position: relative;
  background: var(--primary-navy-dark);
  color: #FFFFFF;
  padding: 22px 18px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  overflow: hidden;
  border-right: 1px solid rgba(40, 117, 58, 0.10);
  min-height: 290px;
}

.spotlight-bg {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-size: cover;
  background-position: center;
  transition: transform 0.4s ease, opacity 0.25s ease;
  transform: scale(1.03);
}

.dropdown-spotlight:hover .spotlight-bg {
  transform: scale(1.08);
}

.spotlight-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(180deg, rgba(6, 25, 51, 0.25) 0%, rgba(6, 25, 51, 0.7) 40%, rgba(6, 25, 51, 0.95) 100%);
  z-index: 1;
}

.spotlight-content {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.spotlight-tag {
  font-size: 0.65rem;
  font-weight: 800;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  color: var(--accent-gold);
  background: rgba(222, 155, 40, 0.2);
  padding: 4px 8px;
  border-radius: 4px;
  display: inline-block;
  align-self: flex-start;
  border: 1px solid rgba(222, 155, 40, 0.35);
  transition: all var(--transition-fast);
}

.spotlight-title {
  font-size: 0.98rem;
  font-weight: 700;
  color: #FFFFFF;
  line-height: 1.25;
  margin: 0;
  font-family: var(--font-heading);
  transition: all var(--transition-fast);
}

.spotlight-desc {
  font-size: 0.74rem;
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.35;
  margin: 0;
  transition: all var(--transition-fast);
}

.spotlight-cta {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.76rem;
  font-weight: 700;
  color: var(--accent-gold-light);
  margin-top: 6px;
  text-decoration: none;
  transition: all var(--transition-fast);
}

.spotlight-cta:hover {
  color: #FFFFFF;
  transform: translateX(3px);
}

/* Right Column: Navigation Links */
.dropdown-links-list {
  padding: 12px;
  display: flex;
  flex-direction: column;
  gap: 2px;
  background: #FFFFFF;
  justify-content: center;
}

.mega-nav-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 8px 10px;
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: all var(--transition-fast);
  position: relative;
  background: transparent;
}

.mega-nav-item:hover,
.mega-nav-item.is-active {
  background: var(--primary-navy-subtle);
  transform: translateX(3px);
}

.nav-item-icon {
  width: 32px;
  height: 32px;
  border-radius: var(--radius-sm);
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  box-shadow: 0 2px 4px rgba(0,0,0,0.03);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
  transition: all var(--transition-fast);
}

.mega-nav-item:hover .nav-item-icon,
.mega-nav-item.is-active .nav-item-icon {
  background: var(--navy-gradient);
  border-color: transparent;
  transform: scale(1.05);
}

.nav-item-body {
  flex: 1;
  min-width: 0;
}

.nav-item-title {
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--primary-navy-dark);
  line-height: 1.2;
  display: flex;
  align-items: center;
  gap: 6px;
}

.nav-item-badge-pill {
  font-size: 0.6rem;
  font-weight: 800;
  padding: 1px 5px;
  border-radius: 8px;
  background: rgba(222, 155, 40, 0.15);
  color: #B87B15;
  border: 1px solid rgba(222, 155, 40, 0.3);
  text-transform: uppercase;
}

.nav-item-desc {
  font-size: 0.70rem;
  color: var(--text-muted);
  line-height: 1.25;
  margin-top: 1px;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.nav-item-arrow {
  color: var(--text-muted);
  font-size: 0.9rem;
  opacity: 0;
  transform: translateX(-4px);
  transition: all var(--transition-fast);
  flex-shrink: 0;
}

.mega-nav-item:hover .nav-item-arrow,
.mega-nav-item.is-active .nav-item-arrow {
  opacity: 1;
  transform: translateX(0);
  color: var(--primary-navy);
}

/* Header Action Group (One-Liner Components) */
.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  white-space: nowrap;
  flex-shrink: 0;
}

.header-phone-pill {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--primary-navy-dark);
  background: var(--bg-surface-alt);
  border: 1px solid var(--border-light);
  padding: 7px 13px;
  border-radius: var(--radius-full);
  transition: all var(--transition-fast);
  white-space: nowrap;
}

.header-phone-pill svg {
  color: var(--accent-gold-dark);
}

.header-phone-pill:hover {
  background: var(--primary-navy-subtle);
  border-color: var(--primary-navy);
  color: var(--primary-navy);
  transform: translateY(-1px);
}

.hamburger-btn {
  display: none;
  flex-direction: column;
  justify-content: space-between;
  width: 32px;
  height: 22px;
  cursor: pointer;
  z-index: 1010;
}

.hamburger-btn span {
  display: block;
  width: 100%;
  height: 3px;
  background-color: var(--primary-navy-dark);
  border-radius: 3px;
  transition: all var(--transition-normal);
}

.hamburger-btn.active span:nth-child(1) {
  transform: translateY(9.5px) rotate(45deg);
}

.hamburger-btn.active span:nth-child(2) {
  opacity: 0;
}

.hamburger-btn.active span:nth-child(3) {
  transform: translateY(-9.5px) rotate(-45deg);
}

/* Mobile Drawer */
.mobile-nav-drawer,
.mobile-drawer {
  position: fixed;
  top: 0;
  right: -100%;
  width: 310px;
  height: 100vh;
  background: var(--bg-surface);
  box-shadow: -10px 0 30px rgba(0, 0, 0, 0.25);
  z-index: 1005;
  padding: 90px 24px 30px 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: right var(--transition-normal);
  overflow-y: auto;
}

.mobile-nav-drawer.open,
.mobile-drawer.open {
  right: 0;
}

.mobile-nav-links {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.mobile-nav-links .nav-link {
  font-size: 1.05rem;
  padding: 10px 0;
  border-bottom: 1px solid var(--border-light);
  color: var(--primary-navy-dark);
  font-weight: 600;
  text-decoration: none;
}

.mobile-drawer-group {
  background: #F8FAFC;
  border-radius: var(--radius-md);
  padding: 12px 14px;
  border: 1px solid var(--border-light);
  margin: 6px 0;
}

.mobile-drawer-group-title {
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  color: var(--accent-gold-dark);
  margin-bottom: 8px;
}

.mobile-drawer-sublinks {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.mobile-sublink {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--primary-navy);
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 6px 4px;
  border-radius: 6px;
  transition: all var(--transition-fast);
}

.mobile-sublink:hover, .mobile-sublink:active {
  background: rgba(222, 155, 40, 0.12);
  color: var(--accent-gold-dark);
}

.mobile-sublink .sublink-icon {
  font-size: 1rem;
}

.drawer-backdrop {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(6, 25, 51, 0.6);
  backdrop-filter: blur(4px);
  z-index: 1002;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-normal);
}

.drawer-backdrop.active {
  opacity: 1;
  pointer-events: auto;
}

@media (min-width: 769px) {
  .mobile-nav-drawer,
  .mobile-drawer,
  .drawer-backdrop {
    display: none !important;
  }
}

/* ==========================================================================
   HERO SECTION
   ========================================================================== */
.hero-section {
  position: relative;
  background: var(--navy-gradient);
  color: var(--text-white);
  padding: 60px 0 75px 0;
  overflow: hidden;
}

.hero-bg-shapes {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  pointer-events: none;
  overflow: hidden;
  z-index: 1;
}

.hero-crescent-shape {
  position: absolute;
  top: -150px;
  right: -100px;
  width: 650px;
  height: 650px;
  border-radius: 50%;
  border: 45px solid rgba(222, 155, 40, 0.08);
  border-top-color: transparent;
  transform: rotate(-35deg);
  animation: floatOrb 12s ease-in-out infinite alternate;
}

.hero-glow-1 {
  position: absolute;
  bottom: -100px;
  left: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(222, 155, 40, 0.18) 0%, rgba(8, 27, 16, 0) 70%);
  border-radius: 50%;
}

@keyframes floatOrb {
  0% { transform: rotate(-35deg) translateY(0); }
  100% { transform: rotate(-25deg) translateY(20px); }
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: 45px;
  position: relative;
  z-index: 2;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(222, 155, 40, 0.16);
  border: 1px solid var(--border-gold);
  color: var(--accent-gold-light);
  padding: 5px 14px;
  border-radius: var(--radius-full);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 1px;
  margin-bottom: 16px;
}

.hero-tag .pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #10B981;
  box-shadow: 0 0 10px #10B981;
}

.hero-headline {
  font-size: clamp(1.85rem, 3.2vw, 2.5rem);
  font-weight: 800;
  line-height: 1.2;
  color: var(--text-white);
  margin-bottom: 16px;
  letter-spacing: -0.4px;
}

.hero-headline span.tagline-accent {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: block;
}

.hero-lead {
  font-size: 0.98rem;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.88);
  margin-bottom: 28px;
  max-width: 540px;
}

.hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
  margin-bottom: 35px;
}

.hero-cta-sub-row {
  display: contents;
}

.hero-trust-metrics {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.metric-item .metric-num {
  font-size: 1.55rem;
  font-weight: 800;
  font-family: var(--font-heading);
  color: var(--accent-gold-light);
  line-height: 1;
  margin-bottom: 4px;
}

.metric-item .metric-label {
  font-size: 0.76rem;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.35;
}

/* Hero Visual Card */
.hero-visual-container {
  position: relative;
}

.hero-card-frame {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5), 0 0 0 1px rgba(255, 255, 255, 0.15);
  background: var(--primary-navy-dark);
}

.hero-main-img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  object-position: center 20%;
  transition: transform var(--transition-slow);
}

.hero-card-frame:hover .hero-main-img {
  transform: scale(1.03);
}

.hero-floating-badge {
  position: absolute;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  color: var(--text-main);
  padding: 14px 18px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.8);
  display: flex;
  align-items: center;
  gap: 14px;
  z-index: 3;
  animation: floatSmall 6s ease-in-out infinite alternate;
}

@keyframes floatSmall {
  0% { transform: translateY(0); }
  100% { transform: translateY(-8px); }
}

.badge-award {
  bottom: 25px;
  left: -20px;
  max-width: 320px;
}

.badge-award-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--gold-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #081B10;
  font-size: 1.3rem;
  flex-shrink: 0;
  box-shadow: var(--shadow-gold);
}

.badge-award-text h5 {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--primary-navy-dark);
  margin-bottom: 2px;
}

.badge-award-text p {
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.3;
}

.badge-licensed {
  top: 25px;
  right: -20px;
  background: rgba(9, 35, 72, 0.92);
  border: 1px solid var(--border-gold);
  color: var(--text-white);
  padding: 10px 18px;
}

.badge-licensed-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #10B981;
  box-shadow: 0 0 10px #10B981;
}

.badge-licensed span {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--accent-gold-light);
}

/* ==========================================================================
   QUICK ASSISTANCE STRIP (CALLOUT)
   ========================================================================== */
.quick-action-strip {
  background: var(--bg-surface);
  box-shadow: var(--shadow-lg);
  border-radius: var(--radius-xl);
  margin-top: -45px;
  position: relative;
  z-index: 10;
  padding: 24px 30px;
  border: 1px solid var(--border-light);
}

.strip-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.strip-card {
  display: flex;
  align-items: center;
  gap: 15px;
  padding: 10px 14px;
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}

.strip-card:hover {
  background: var(--bg-surface-alt);
  transform: translateY(-2px);
}

.strip-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--primary-navy-subtle);
  color: var(--primary-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  flex-shrink: 0;
  transition: all var(--transition-fast);
}

.strip-card:hover .strip-icon {
  background: var(--navy-gradient);
  color: #FFFFFF;
}

.strip-info h4 {
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 2px;
  color: var(--primary-navy-dark);
}

.strip-info p {
  font-size: 0.82rem;
  color: var(--text-muted);
}

/* ==========================================================================
   INTERACTIVE PREMIUM QUOTE CALCULATOR
   ========================================================================== */
.calculator-section {
  background: linear-gradient(180deg, #F8FAFC 0%, #EEF2F6 100%);
  position: relative;
}

.calculator-wrapper {
  background: var(--bg-surface);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border-light);
  overflow: hidden;
}

.calc-tabs {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  background: var(--primary-navy-dark);
  border-bottom: 2px solid var(--accent-gold);
}

.calc-tab-btn {
  padding: 18px 15px;
  color: rgba(255, 255, 255, 0.75);
  font-weight: 600;
  font-size: 0.92rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  transition: all var(--transition-fast);
  border: none;
  background: transparent;
}

.calc-tab-btn:hover {
  color: #FFFFFF;
  background: rgba(255, 255, 255, 0.05);
}

.calc-tab-btn.active {
  color: var(--primary-navy-dark);
  background: #FFFFFF;
  font-weight: 700;
}

.calc-tab-btn.active .tab-icon {
  color: var(--accent-gold-dark);
}

.calc-body {
  padding: 35px 40px;
  display: grid;
  grid-template-columns: 1.25fr 0.75fr;
  gap: 40px;
  align-items: start;
}

.calc-form-pane {
  display: none;
}

.calc-form-pane.active {
  display: block;
}

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin-bottom: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 7px;
  margin-bottom: 16px;
}

.form-group label {
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--primary-navy-dark);
}

.form-control {
  width: 100%;
  padding: 12px 14px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--border-light);
  background: #FFFFFF;
  font-size: 0.92rem;
  color: var(--text-main);
  transition: border-color var(--transition-fast);
}

.form-control:focus {
  outline: none;
  border-color: var(--primary-navy);
  box-shadow: 0 0 0 3px rgba(40, 117, 58, 0.14);
}

/* Contact & Quote Interactive Forms */
.contact-interactive-form {
  padding: 38px 34px;
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  box-shadow: 0 10px 30px rgba(8, 27, 16, 0.08);
  border: 1px solid rgba(40, 117, 58, 0.16);
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-interactive-form input,
.contact-interactive-form select,
.contact-interactive-form textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid #CBD5E1;
  border-radius: 8px;
  font-family: inherit;
  font-size: 0.94rem;
  color: var(--text-main);
  background: #FFFFFF;
  transition: all var(--transition-fast);
}

.contact-interactive-form input:focus,
.contact-interactive-form select:focus,
.contact-interactive-form textarea:focus {
  outline: none;
  border-color: #28753A;
  box-shadow: 0 0 0 3px rgba(40, 117, 58, 0.15);
}

/* Range Slider */
.range-container {
  margin-top: 5px;
}

.range-slider {
  -webkit-appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: var(--border-light);
  outline: none;
}

.range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent-gold);
  cursor: pointer;
  border: 3px solid #FFFFFF;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-fast);
}

.range-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.range-display {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 4px;
}

/* Quote Summary Box */
.calc-result-box {
  background: linear-gradient(145deg, #0F2D1C 0%, #081B10 100%);
  color: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 30px 24px;
  border: 1px solid var(--border-gold);
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}

.result-badge {
  display: inline-block;
  font-size: 0.72rem;
  letter-spacing: 1px;
  text-transform: uppercase;
  background: rgba(222, 155, 40, 0.2);
  color: var(--accent-gold-light);
  border: 1px solid var(--border-gold);
  padding: 4px 10px;
  border-radius: var(--radius-full);
  margin-bottom: 15px;
}

.result-plan-title {
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: 6px;
  color: #FFFFFF !important;
}

.result-est-label {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 8px;
}

.result-amount {
  font-size: 2.2rem;
  font-weight: 800;
  font-family: var(--font-heading);
  color: var(--accent-gold-light);
}

/* Calculator Addon Checkboxes & Info Callouts */
.calc-addons-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 14px;
}

.calc-addon-label {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  font-size: 0.86rem;
  padding: 10px 14px;
  border-radius: var(--radius-md);
  background: var(--bg-surface-alt);
  border: 1px solid var(--border-light);
  color: var(--text-main);
  transition: all var(--transition-fast);
}

.calc-addon-label:hover {
  background: var(--primary-navy-subtle);
  border-color: rgba(40, 117, 58, 0.25);
}

.calc-addon-label input[type="checkbox"] {
  width: 17px;
  height: 17px;
  accent-color: var(--primary-navy);
  flex-shrink: 0;
}

.calc-info-callout {
  margin-top: 16px;
  padding: 12px 16px;
  background: var(--primary-navy-subtle);
  border: 1px solid rgba(40, 117, 58, 0.15);
  border-radius: var(--radius-md);
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.82rem;
  color: var(--primary-navy-dark);
  line-height: 1.5;
}

.calc-info-callout svg {
  color: var(--accent-gold-dark);
  flex-shrink: 0;
  margin-top: 2px;
}

.result-amount span.period {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.75);
  font-weight: 400;
}

.result-features {
  margin: 20px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  font-size: 0.85rem;
}

.result-features li {
  display: flex;
  align-items: center;
  gap: 9px;
  color: rgba(255, 255, 255, 0.88);
}

.result-features li i {
  color: var(--accent-gold);
}

.result-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 24px;
}

/* ==========================================================================
   ABOUT & CUSTOMER PROMISE SECTION
   ========================================================================== */
.about-section {
  background: #FFFFFF;
}

.about-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 60px;
  align-items: center;
}

.about-img-cluster {
  position: relative;
}

.about-main-photo {
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  width: 100%;
  height: 480px;
  object-fit: cover;
  object-position: center 25%;
}

.about-experience-card {
  position: absolute;
  bottom: -25px;
  right: -25px;
  background: var(--navy-gradient);
  color: #FFFFFF;
  padding: 24px 28px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-navy);
  border: 1px solid var(--border-gold);
  max-width: 260px;
}

.about-experience-card .exp-num {
  font-size: 2.4rem;
  font-weight: 800;
  font-family: var(--font-heading);
  color: var(--accent-gold-light);
  line-height: 1;
  margin-bottom: 6px;
}

.about-experience-card .exp-text {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.35;
}

.about-content-col h2 {
  font-size: clamp(2rem, 3.2vw, 2.5rem);
  margin-bottom: 20px;
}

.about-content-col p {
  color: var(--text-muted);
  font-size: 1.02rem;
  margin-bottom: 24px;
}

/* Promises 4-Grid */
.promises-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-top: 30px;
}

.promise-card {
  background: var(--bg-surface-alt);
  padding: 20px;
  border-radius: var(--radius-md);
  border-left: 4px solid var(--accent-gold);
  transition: all var(--transition-fast);
}

.promise-card:hover {
  background: #FFFFFF;
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.promise-card h4 {
  font-size: 1rem;
  margin-bottom: 6px;
  color: var(--primary-navy-dark);
}

.promise-card p {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 0;
  line-height: 1.45;
}

/* Mission & Vision Strip */
.mission-vision-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 40px;
}

.mv-card {
  background: var(--primary-navy-subtle);
  border: 1px solid rgba(40, 117, 58, 0.15);
  border-radius: var(--radius-lg);
  padding: 26px;
}

.mv-card.vision-card {
  background: var(--accent-gold-subtle);
  border-color: var(--border-gold);
}

.mv-card h3 {
  font-size: 1.25rem;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.mv-card p {
  font-size: 0.92rem;
  color: var(--text-muted);
  margin: 0;
}

/* ==========================================================================
   THE CRESCENT ADVANTAGE (6 Fiduciary Pillars Grid)
   ========================================================================== */
.advantage-section {
  background: var(--bg-body);
  position: relative;
}

.advantage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.advantage-card {
  background: var(--bg-surface);
  border-radius: var(--radius-lg);
  padding: 30px 26px;
  border: 1px solid var(--border-light);
  box-shadow: 0 2px 10px rgba(40, 117, 58, 0.04);
  position: relative;
  overflow: hidden;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.advantage-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold-gradient);
  opacity: 0;
  transition: opacity var(--transition-fast);
}

.advantage-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 14px 30px rgba(40, 117, 58, 0.1);
  border-color: rgba(222, 155, 40, 0.4);
}

.advantage-card:hover::before {
  opacity: 1;
}

.advantage-icon-wrap {
  width: 50px;
  height: 50px;
  border-radius: var(--radius-md);
  background: var(--primary-navy-subtle);
  color: var(--primary-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  margin-bottom: 18px;
  transition: all var(--transition-fast);
}

.advantage-card:hover .advantage-icon-wrap {
  background: var(--navy-gradient);
  color: #FFFFFF;
  transform: scale(1.05);
}

.advantage-card h3 {
  font-size: 1.15rem;
  margin-bottom: 8px;
  color: var(--primary-navy-dark);
}

.advantage-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
}

/* ==========================================================================
   INSURANCE PRODUCTS & SOLUTIONS
   ========================================================================== */
.products-section {
  background: #FFFFFF;
}

.product-categories-filter {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 40px;
}

.filter-btn {
  padding: 8px 18px;
  border-radius: var(--radius-full);
  font-size: 0.84rem;
  font-weight: 600;
  background: #FFFFFF;
  color: var(--text-main);
  border: 1.5px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-fast);
}

.filter-btn:hover {
  border-color: var(--primary-navy);
  color: var(--primary-navy);
}

.filter-btn.active {
  background: var(--navy-gradient);
  color: #FFFFFF;
  border-color: transparent;
  box-shadow: var(--shadow-navy);
}

.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(350px, 1fr));
  gap: 28px;
}

.product-card {
  background: var(--bg-surface);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: all var(--transition-normal);
  position: relative;
}

.product-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
  border-color: var(--border-gold);
}

.product-card-img-wrap {
  position: relative;
  height: 170px;
  overflow: hidden;
  background: var(--primary-navy-dark);
}

.product-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.product-card:hover .product-card-img {
  transform: scale(1.06);
}

.product-card-tag {
  position: absolute;
  top: 12px;
  left: 12px;
  background: rgba(6, 25, 51, 0.88);
  backdrop-filter: blur(8px);
  color: var(--accent-gold-light);
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  padding: 4px 10px;
  border-radius: var(--radius-full);
  border: 1px solid rgba(222, 155, 40, 0.35);
}

.product-card-header {
  padding: 22px 24px 14px 24px;
}

.product-title {
  font-size: 1.18rem;
  margin-bottom: 8px;
  color: var(--primary-navy-dark);
}

.product-desc {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin-bottom: 14px;
}

.product-features-list {
  padding: 0 28px 24px 28px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.product-features-list li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 0.85rem;
  color: var(--text-main);
}

.product-features-list li svg {
  color: var(--accent-gold-dark);
  flex-shrink: 0;
  margin-top: 3px;
}

.product-card-footer {
  padding: 18px 28px;
  background: var(--bg-surface-alt);
  border-top: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* ==========================================================================
   LEADERSHIP & GOVERNANCE
   ========================================================================== */
.leadership-section {
  background: #FFFFFF;
}

.leadership-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.leader-card {
  background: var(--bg-surface);
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.leader-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: var(--border-gold);
}

.leader-photo-wrap {
  position: relative;
  height: 360px;
  overflow: hidden;
  background: #E2E8F0;
}

.leader-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  transition: transform var(--transition-slow);
}

.leader-card:hover .leader-photo {
  transform: scale(1.04);
}

.leader-badge {
  position: absolute;
  bottom: 14px;
  left: 14px;
  background: var(--navy-gradient);
  color: #FFFFFF;
  padding: 4px 14px;
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  border: 1px solid rgba(222, 155, 40, 0.4);
}

.leader-details {
  padding: 26px 24px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
  justify-content: space-between;
}

.leader-name {
  font-size: 1.18rem;
  margin-bottom: 4px;
  color: var(--primary-navy-dark);
}

.leader-role {
  font-size: 0.84rem;
  color: var(--accent-gold-dark);
  font-weight: 600;
  margin-bottom: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.leader-quote {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.5;
  font-style: italic;
  position: relative;
  padding-left: 14px;
  border-left: 2px solid var(--accent-gold);
}

/* ==========================================================================
   CEO JUBILEE INDUSTRY AWARD SHOWCASE
   ========================================================================== */
.award-section,
.content-block-section.award-section {
  background-color: #072111 !important;
  background-image: 
    radial-gradient(circle at 80% 30%, rgba(222, 155, 40, 0.18) 0%, transparent 60%),
    radial-gradient(circle at 20% 80%, rgba(40, 117, 58, 0.22) 0%, transparent 60%),
    linear-gradient(rgba(222, 155, 40, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(222, 155, 40, 0.04) 1px, transparent 1px) !important;
  background-size: 100% 100%, 100% 100%, 36px 36px, 36px 36px !important;
  color: #FFFFFF !important;
  position: relative;
  overflow: hidden;
}

.award-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(circle at 80% 30%, rgba(222, 155, 40, 0.16) 0%, transparent 60%);
  pointer-events: none;
}

.award-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 50px;
  align-items: center;
  position: relative;
  z-index: 2;
}

.award-content h2 {
  color: #FFFFFF;
  font-size: clamp(1.45rem, 2.2vw, 1.95rem);
  margin-bottom: 14px;
  line-height: 1.25;
}

.award-verified-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(222, 155, 40, 0.18);
  border: 1px solid var(--border-gold);
  color: var(--accent-gold-light);
  padding: 5px 12px;
  border-radius: var(--radius-full);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 1px;
  margin-bottom: 14px;
}

.award-content p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 20px;
}

.award-highlights-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 30px;
}

.award-highlights-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.9);
}

.award-highlights-list li svg {
  color: var(--accent-gold);
  flex-shrink: 0;
  margin-top: 3px;
}

/* Award Gallery */
.award-gallery-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  grid-template-rows: 240px 240px;
  gap: 16px;
}

.gallery-card {
  border-radius: var(--radius-lg);
  overflow: hidden;
  position: relative;
  border: 1px solid rgba(255, 255, 255, 0.15);
  box-shadow: var(--shadow-lg);
  cursor: pointer;
}

.gallery-card.featured {
  grid-row: span 2;
}

.gallery-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.gallery-card:hover img {
  transform: scale(1.05);
}

.gallery-overlay {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 16px;
  background: linear-gradient(0deg, rgba(6, 25, 51, 0.9) 0%, transparent 100%);
  color: #FFFFFF;
}

.gallery-overlay p {
  font-size: 0.82rem;
  font-weight: 600;
  margin: 0;
}

/* ==========================================================================
   UNDERWRITING PARTNERS & CLIENTS
   ========================================================================== */
.partners-section {
  background: var(--bg-surface);
  border-bottom: 1px solid var(--border-light);
}

.partners-slider-track {
  display: flex;
  align-items: center;
  gap: 40px;
  flex-wrap: wrap;
  justify-content: center;
  margin-top: 30px;
}

.partners-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 18px;
  margin-top: 30px;
}

.partner-logo-card {
  padding: 16px 20px;
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 88px;
  transition: all var(--transition-normal);
  text-align: center;
}

.partner-logo-card:hover {
  transform: translateY(-4px);
  border-color: var(--accent-gold);
  box-shadow: 0 10px 24px rgba(40, 117, 58, 0.1);
}

.partner-logo-img {
  max-height: 44px;
  max-width: 140px;
  width: auto;
  height: auto;
  object-fit: contain;
  transition: transform var(--transition-fast);
  filter: contrast(1.02);
}

.partner-logo-card:hover .partner-logo-img {
  transform: scale(1.06);
}

.partner-logo-name {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--primary-navy-dark);
  letter-spacing: 0.2px;
}

/* Legacy support */
.partner-badge-card {
  padding: 16px 26px;
  background: var(--bg-surface-alt);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--primary-navy-dark);
  display: flex;
  align-items: center;
  gap: 10px;
  transition: all var(--transition-fast);
}

.partner-badge-card:hover {
  background: #FFFFFF;
  border-color: var(--primary-navy);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  color: var(--primary-navy);
}

/* Clients Grid - 7 in a single row on desktop */
.clients-grid {
  display: grid;
  grid-template-columns: repeat(7, minmax(0, 1fr));
  gap: 10px;
  margin-top: 28px;
}

.client-card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 14px 6px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-fast);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;
  min-width: 0;
  height: 100%;
}

.client-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--border-gold);
}

.client-logo-wrap {
  width: 50px;
  height: 50px;
  border-radius: var(--radius-sm);
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.04);
  margin: 0 auto 8px auto;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 5px;
  transition: all var(--transition-fast);
  flex-shrink: 0;
}

.client-card:hover .client-logo-wrap {
  border-color: var(--border-gold);
  transform: scale(1.08);
  box-shadow: 0 6px 14px rgba(222, 155, 40, 0.2);
}

.client-logo-img {
  max-width: 100%;
  max-height: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
}

.client-card h4 {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--primary-navy-dark);
  margin-bottom: 3px;
  line-height: 1.2;
  word-break: break-word;
}

.client-card p {
  font-size: 0.67rem;
  color: var(--text-muted);
  line-height: 1.2;
  margin: 0;
  word-break: break-word;
}

/* ==========================================================================
   CLAIMS PROCESS & ADVOCACY
   ========================================================================== */
.claims-section {
  background: linear-gradient(180deg, #F8FAFC 0%, #EEF2F6 100%);
}

.claim-steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
  margin-top: 40px;
}

.claim-step-card {
  background: var(--bg-surface);
  border-radius: var(--radius-lg);
  padding: 30px 22px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-md);
  position: relative;
  transition: all var(--transition-fast);
}

.claim-step-card:hover {
  transform: translateY(-5px);
  border-color: var(--primary-navy);
  box-shadow: var(--shadow-xl);
}

.step-number {
  position: absolute;
  top: -15px;
  left: 22px;
  background: var(--gold-gradient);
  color: #081B10;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.9rem;
  box-shadow: var(--shadow-gold);
}

.claim-step-card h4 {
  font-size: 1.1rem;
  margin: 14px 0 8px 0;
  color: var(--primary-navy-dark);
}

.claim-step-card p {
  font-size: 0.86rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* ==========================================================================
   FREE RISK ASSESSMENT BOOKING & CONTACT
   ========================================================================== */
.contact-section {
  background: #FFFFFF;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 50px;
}

.contact-info-panel {
  background: var(--navy-gradient);
  color: #FFFFFF;
  border-radius: var(--radius-xl);
  padding: 40px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-navy);
  position: relative;
  overflow: hidden;
}

.contact-info-panel h3 {
  color: #FFFFFF;
  font-size: 1.45rem;
  margin-bottom: 10px;
}

.contact-info-panel p.lead {
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.92rem;
  margin-bottom: 24px;
}

.contact-detail-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-bottom: 30px;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.contact-detail-item .icon-circle {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(222, 155, 40, 0.2);
  border: 1px solid var(--border-gold);
  color: var(--accent-gold-light);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 1.1rem;
}

.contact-detail-item h5 {
  color: var(--accent-gold-light);
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 3px;
}

.contact-detail-item p, .contact-detail-item a {
  color: #FFFFFF;
  font-size: 0.95rem;
  margin: 0;
  line-height: 1.4;
}

.contact-trust-guarantees {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.contact-guarantee-item {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-sm);
  padding: 8px 10px;
  font-size: 0.78rem;
  color: #FFFFFF;
  font-weight: 500;
}

.contact-guarantee-item svg {
  color: var(--accent-gold);
  flex-shrink: 0;
}

/* Contact Form */
.contact-form-card {
  background: var(--bg-surface);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 36px;
  box-shadow: var(--shadow-lg);
}

.contact-form-card h3 {
  font-size: 1.35rem;
  margin-bottom: 6px;
}

.contact-form-card p {
  color: var(--text-muted);
  font-size: 0.92rem;
  margin-bottom: 24px;
}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer {
  background: var(--primary-navy-darker);
  color: rgba(255, 255, 255, 0.75);
  padding-top: 75px;
  padding-bottom: 35px;
  border-top: 3px solid var(--accent-gold);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 50px;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.6;
  margin: 18px 0 22px 0;
  color: rgba(255, 255, 255, 0.75);
}

.footer-title {
  color: #FFFFFF;
  font-size: 1.1rem;
  margin-bottom: 20px;
  position: relative;
  padding-bottom: 8px;
}

.footer-title::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 2px;
  background: var(--accent-gold);
}

.footer-links-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links-list a {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.75);
  transition: all var(--transition-fast);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-links-list a:hover {
  color: var(--accent-gold-light);
  transform: translateX(4px);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 25px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 15px;
  font-size: 0.84rem;
}

/* ==========================================================================
   MOBILE STICKY ACTION BAR
   ========================================================================== */
.mobile-sticky-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  width: 100%;
  max-width: 100vw;
  box-sizing: border-box;
  background: rgba(6, 25, 51, 0.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-top: 1px solid var(--border-gold);
  z-index: 999;
  padding: 8px 10px;
  box-shadow: 0 -4px 18px rgba(0, 0, 0, 0.35);
}

.mobile-sticky-content {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 6px;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.mobile-sticky-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 3px;
  font-size: 0.72rem;
  font-weight: 700;
  padding: 6px 2px;
  border-radius: var(--radius-sm);
  color: #FFFFFF;
  white-space: nowrap;
  min-width: 0;
  box-sizing: border-box;
}

.mobile-sticky-btn span {
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 100%;
}

.mobile-sticky-btn svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.mobile-sticky-btn.call-btn {
  background: rgba(255, 255, 255, 0.12);
}

.mobile-sticky-btn.wa-btn {
  background: #25D366;
}

.mobile-sticky-btn.quote-btn {
  background: var(--gold-gradient);
  color: #081B10;
  font-weight: 700;
}

/* ==========================================================================
   FLOATING WHATSAPP BUTTON (DESKTOP)
   ========================================================================== */
.floating-whatsapp-btn {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #25D366;
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4);
  z-index: 990;
  transition: all var(--transition-normal);
}

.floating-whatsapp-btn:hover {
  transform: scale(1.1);
  box-shadow: 0 10px 28px rgba(37, 211, 102, 0.55);
}

.floating-whatsapp-btn svg {
  width: 32px;
  height: 32px;
}

/* ==========================================================================
   MODAL / LIGHTBOX
   ========================================================================== */
.modal-backdrop {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(6, 25, 51, 0.78);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  transition: opacity var(--transition-normal);
}

.modal-backdrop.active {
  display: flex;
  opacity: 1;
}

.modal-window {
  background: #FFFFFF;
  border-radius: var(--radius-xl);
  max-width: 650px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border-light);
  transform: translateY(20px);
  transition: transform var(--transition-normal);
}

.modal-backdrop.active .modal-window {
  transform: translateY(0);
}

.modal-close-btn {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--bg-surface-alt);
  color: var(--text-main);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  transition: all var(--transition-fast);
  z-index: 10;
}

.modal-close-btn:hover {
  background: var(--primary-navy);
  color: #FFFFFF;
}

.modal-header {
  padding: 28px 30px 16px 30px;
  border-bottom: 1px solid var(--border-light);
}

.modal-header h3 {
  font-size: 1.5rem;
  color: var(--primary-navy-dark);
}

.modal-content-area {
  padding: 25px 30px 30px 30px;
}

/* ==========================================================================
   RESPONSIVE BREAKPOINTS
   ========================================================================== */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 35px;
  }

  .advantage-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }

  .strip-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-body {
    grid-template-columns: 1fr;
    padding: 28px 24px;
    gap: 30px;
  }

  .about-grid {
    grid-template-columns: 1fr;
    gap: 35px;
  }

  .leadership-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .award-grid {
    grid-template-columns: 1fr;
    gap: 35px;
  }

  .claim-steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .contact-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .partners-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .clients-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (max-width: 768px) {
  /* 1. Global Reset & Containers */
  .top-bar {
    display: none;
  }

  .desktop-nav, .header-cta-desktop {
    display: none;
  }

  .hamburger-btn {
    display: flex;
  }

  .container {
    padding-left: 18px;
    padding-right: 18px;
  }

  .section-py {
    padding-top: 48px;
    padding-bottom: 48px;
  }

  .section-title {
    font-size: clamp(1.45rem, 5.5vw, 1.85rem);
    line-height: 1.22;
    margin-bottom: 10px;
  }

  .section-desc {
    font-size: 0.9rem;
    line-height: 1.5;
    margin-bottom: 24px;
  }

  .section-tag {
    font-size: 0.7rem;
    padding: 4px 10px;
    margin-bottom: 10px;
  }

  /* 2. Compact Sticky Header */
  .site-header {
    position: sticky !important;
    top: 0 !important;
    height: 62px !important;
    z-index: 1000 !important;
    background: rgba(255, 255, 255, 0.98) !important;
    backdrop-filter: blur(10px) !important;
    -webkit-backdrop-filter: blur(10px) !important;
    box-shadow: 0 2px 12px rgba(8, 27, 16, 0.08) !important;
  }

  .btn {
    white-space: normal !important;
    max-width: 100% !important;
    word-break: break-word !important;
  }

  .brand-logo-img {
    height: 38px;
  }

  .header-phone-pill {
    padding: 6px 12px;
    font-size: 0.78rem;
    gap: 6px;
  }

  /* 3. Executive Hero Section */
  .hero-section {
    padding: 32px 0 45px 0;
  }

  .hero-tag {
    font-size: 0.68rem;
    padding: 4px 10px;
    white-space: normal;
    line-height: 1.35;
    max-width: 100%;
    margin-bottom: 16px;
  }

  .hero-headline {
    font-size: clamp(1.75rem, 6.8vw, 2.25rem);
    line-height: 1.18;
    margin-bottom: 14px;
    word-break: break-word;
  }

  .hero-lead {
    font-size: 0.92rem;
    line-height: 1.55;
    margin-bottom: 22px;
  }

  .hero-cta-group {
    display: flex;
    flex-direction: column;
    gap: 10px;
    width: 100%;
    margin-bottom: 24px;
  }

  .hero-cta-group .btn-hero-primary, .hero-cta-group .btn-gold {
    width: 100%;
    justify-content: center;
    padding: 14px 20px;
    font-size: 0.95rem;
    font-weight: 700;
  }

  .hero-cta-sub-row {
    display: flex;
    gap: 10px;
    width: 100%;
  }

  .hero-cta-sub-row .btn {
    flex: 1;
    justify-content: center;
    padding: 12px 10px;
    font-size: 0.84rem;
    white-space: nowrap;
  }

  /* 2x2 Trust Metrics Strip on Mobile */
  .hero-trust-metrics {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
    padding: 16px;
    background: rgba(255, 255, 255, 0.06);
    border-radius: 14px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    margin-top: 15px;
  }

  .metric-item {
    text-align: center;
    padding: 4px;
  }

  .metric-item .metric-num {
    font-size: 1.35rem;
    margin-bottom: 2px;
  }

  .metric-item .metric-label {
    font-size: 0.72rem;
    line-height: 1.25;
  }

  /* Hero CEO Photo Card */
  .hero-visual-container {
    margin-top: 25px;
  }

  .hero-card-frame {
    border-radius: 16px;
  }

  .hero-main-img {
    height: 270px;
    object-position: center 22%;
  }

  .hero-floating-badge.badge-award {
    position: absolute;
    bottom: 10px;
    left: 10px;
    right: 10px;
    max-width: none;
    padding: 10px 12px;
    gap: 10px;
    border-radius: 12px;
  }

  .badge-award-icon {
    width: 36px;
    height: 36px;
    font-size: 1.05rem;
    flex-shrink: 0;
  }

  .badge-award-text h5 {
    font-size: 0.82rem;
    margin-bottom: 2px;
  }

  .badge-award-text p {
    font-size: 0.7rem;
    line-height: 1.25;
  }

  .badge-licensed {
    top: 10px;
    right: 10px;
    padding: 5px 10px;
    font-size: 0.72rem;
  }

  /* 3.5 Quick Action Value Strip */
  .quick-action-strip {
    margin-top: -15px;
    padding: 16px 14px;
    border-radius: 16px;
  }

  .strip-grid {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .strip-card {
    padding: 12px 14px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    gap: 14px;
    text-align: left;
  }

  .strip-icon {
    width: 40px;
    height: 40px;
    min-width: 40px;
  }

  .strip-info h4 {
    font-size: 0.95rem;
    margin-bottom: 2px;
  }

  .strip-info p {
    font-size: 0.8rem;
    line-height: 1.3;
  }

  /* 4. Why Choose Crescent - 1-Column Responsive Cards */
  .advantage-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .advantage-card {
    padding: 22px 20px;
    border-radius: 14px;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
    text-align: left;
  }

  .advantage-icon-wrap {
    width: 44px;
    height: 44px;
    border-radius: 10px;
    flex-shrink: 0;
    margin-bottom: 2px;
  }

  .advantage-icon-wrap svg {
    width: 22px;
    height: 22px;
  }

  .advantage-card h3 {
    font-size: 1.12rem;
    margin-bottom: 4px;
    color: var(--primary-navy-dark);
  }

  .advantage-card p {
    font-size: 0.88rem;
    line-height: 1.5;
    color: var(--text-muted);
  }

  /* 5. Premium Calculator on Mobile */
  .calc-container {
    border-radius: 16px;
  }

  .calc-tabs {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-tab-btn {
    padding: 12px 8px;
    font-size: 0.82rem;
    gap: 6px;
  }

  .calc-body {
    padding: 20px 16px;
    gap: 22px;
  }

  .form-grid-2 {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .form-control {
    font-size: 16px; /* Prevents auto-zoom in Safari iOS */
    padding: 11px 13px;
  }

  .calc-addons-grid {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .calc-result-box {
    padding: 22px 18px;
    border-radius: 14px;
  }

  .result-amount {
    font-size: 1.9rem;
  }

  /* 6. Insurance Solutions - Horizontal Scroll Filters */
  .product-categories-filter {
    flex-wrap: nowrap;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    justify-content: flex-start;
    gap: 8px;
    margin: 0 -18px 24px -18px;
    padding: 4px 18px 10px 18px;
  }

  .product-categories-filter::-webkit-scrollbar {
    display: none;
  }

  .filter-btn {
    white-space: nowrap;
    flex-shrink: 0;
    padding: 7px 14px;
    font-size: 0.8rem;
  }

  .products-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .product-card-img-wrap {
    height: 165px;
  }

  .product-card-body {
    padding: 20px 16px;
  }

  .product-card-title {
    font-size: 1.15rem;
  }

  /* 7. Award Section on Mobile */
  .award-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .award-gallery-grid {
    grid-template-columns: 1fr;
    grid-template-rows: auto;
    gap: 12px;
  }

  .gallery-card.featured {
    grid-row: auto;
    height: 210px;
  }

  .gallery-card {
    height: 170px;
  }

  /* 8. Partners & Government Clients */
  .partners-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .partner-card {
    height: 70px;
    padding: 10px 8px;
    border-radius: 10px;
  }

  .partner-card img {
    max-height: 32px;
    max-width: 95px;
  }

  .clients-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
  }

  .client-badge {
    padding: 10px 6px;
    min-height: 60px;
    border-radius: 10px;
  }

  .client-badge img {
    max-height: 28px;
  }

  .client-badge span {
    font-size: 0.68rem;
  }

  /* 9. Claims Process */
  .claim-steps-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .claim-step-card {
    padding: 18px 16px;
    border-radius: 12px;
  }

  /* 10. Unified Contact Section */
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .contact-info-panel {
    padding: 24px 18px;
    border-radius: 16px;
  }

  .contact-info-panel h3 {
    font-size: 1.3rem;
  }

  .contact-detail-list {
    gap: 15px;
    margin-bottom: 20px;
  }

  .contact-detail-item .icon-circle {
    width: 38px;
    height: 38px;
    font-size: 0.95rem;
  }

  .contact-detail-item h5 {
    font-size: 0.78rem;
  }

  .contact-detail-item p, .contact-detail-item a {
    font-size: 0.88rem;
  }

  .contact-trust-guarantees {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .contact-form-card {
    padding: 24px 18px;
    border-radius: 16px;
  }

  .contact-form-card h3 {
    font-size: 1.25rem;
  }

  /* 11. Footer */
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 25px;
  }

  /* 12. Bottom Sticky Bar & Drawer */
  .mobile-sticky-bar {
    display: block;
  }

  .floating-whatsapp-btn {
    display: none !important; /* Hide desktop floating whatsapp so it doesn't overlap sticky bar */
  }

  body {
    padding-bottom: 65px; /* offset for sticky bar */
  }

  .mobile-nav-drawer {
    width: 86%;
    max-width: 330px;
    padding: 25px 20px 25px 20px;
  }
}

@media (max-width: 480px) {
  .clients-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-tab-btn {
    font-size: 0.76rem;
    padding: 10px 4px;
    gap: 4px;
  }

  .header-phone-pill {
    padding: 5px 8px;
    font-size: 0.74rem;
  }
}

/* ==========================================================================
   WORDING ANIMATIONS & KEYFRAME EFFECTS
   ========================================================================== */
@keyframes wordingShimmer {
  0% {
    background-position: -200% center;
  }
  100% {
    background-position: 200% center;
  }
}

@keyframes wordingPulseGlow {
  0%, 100% {
    text-shadow: 0 0 10px rgba(243, 195, 82, 0.4), 0 0 25px rgba(222, 155, 40, 0.2);
    transform: translateY(0);
  }
  50% {
    text-shadow: 0 0 20px rgba(243, 195, 82, 0.8), 0 0 35px rgba(222, 155, 40, 0.5);
    transform: translateY(-2px);
  }
}

@keyframes borderStrokeSweep {
  0% {
    background-position: 0% 50%;
  }
  50% {
    background-position: 100% 50%;
  }
  100% {
    background-position: 0% 50%;
  }
}

@keyframes orbFloat {
  0% { transform: translateY(0) rotate(0deg); }
  50% { transform: translateY(-12px) rotate(4deg); }
  100% { transform: translateY(0) rotate(0deg); }
}

.animated-shimmer-text {
  background: linear-gradient(90deg, #F3C352 0%, #FFFFFF 30%, #DE9B28 50%, #FFFFFF 70%, #F3C352 100%);
  background-size: 200% auto;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: wordingShimmer 4s linear infinite;
  display: inline-block;
  font-weight: 800;
}

.animated-pulse-text {
  display: inline-block;
  animation: wordingPulseGlow 3s ease-in-out infinite;
  color: var(--accent-gold-light);
}

/* ==========================================================================
   SUPER CTA BANNER (MANDATORY CALL TO ACTION)
   Clean boxed container layout, no protruding background wings
   ========================================================================== */
.super-cta-wrapper {
  position: relative;
  width: 100%;
  max-width: var(--container-max);
  margin: 50px auto 30px auto;
}

/* Remove protruding background wings completely */
.super-cta-wrapper::before {
  display: none !important;
}

.super-cta-card {
  position: relative;
  background: linear-gradient(145deg, #071E10 0%, #0D2A18 60%, #153D25 100%);
  border-radius: var(--radius-xl);
  padding: 48px 40px;
  overflow: hidden;
  color: #FFFFFF;
  text-align: left;
  border: 1.5px solid rgba(222, 155, 40, 0.45);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.2), 0 4px 12px rgba(0, 0, 0, 0.1);
  transition: all var(--transition-normal);
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 40px;
  align-items: center;
  z-index: 1;
  width: 100%;
  box-sizing: border-box;
}

.super-cta-card:not(:has(.super-cta-card-box)) {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: 100%;
  max-width: 100%;
  margin: 0 auto;
  padding: 50px 32px;
}

.super-cta-card:not(:has(.super-cta-card-box)) .super-cta-title,
.super-cta-card:not(:has(.super-cta-card-box)) .super-cta-desc {
  max-width: 820px;
  margin-left: auto;
  margin-right: auto;
}

.super-cta-card:not(:has(.super-cta-card-box)) .super-cta-actions {
  justify-content: center;
}

.super-cta-card:hover {
  transform: translateY(-2px);
  border-color: rgba(222, 155, 40, 0.7);
  box-shadow: 0 20px 48px rgba(0, 0, 0, 0.25), 0 0 30px rgba(222, 155, 40, 0.2);
}

.super-cta-glow-orb {
  position: absolute;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(222, 155, 40, 0.12) 0%, rgba(40, 117, 58, 0) 70%);
  pointer-events: none;
}

.super-cta-glow-orb.orb-left {
  top: -80px;
  left: -60px;
}

.super-cta-glow-orb.orb-right {
  bottom: -80px;
  right: -60px;
}

.super-cta-content {
  position: relative;
  z-index: 2;
}

.super-cta-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(222, 155, 40, 0.2);
  border: 1px solid var(--border-gold);
  color: var(--accent-gold-light);
  padding: 5px 14px;
  border-radius: var(--radius-full);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 1px;
  margin-bottom: 16px;
  box-shadow: 0 0 15px rgba(222, 155, 40, 0.25);
}

.super-cta-title {
  font-size: clamp(1.5rem, 2.5vw, 2.05rem);
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: 12px;
  line-height: 1.25;
}

.super-cta-desc {
  font-size: 0.94rem;
  color: rgba(255, 255, 255, 0.88);
  margin-bottom: 20px;
  line-height: 1.6;
}

.super-cta-guarantees {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 14px;
  margin-bottom: 26px;
}

.super-cta-guarantee-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.95);
  font-weight: 600;
}

.super-cta-guarantee-item svg {
  color: var(--accent-gold-light);
  flex-shrink: 0;
}

.super-cta-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.super-cta-btn-gold {
  background: var(--gold-gradient);
  color: #081B10;
  font-size: 0.92rem;
  font-weight: 800;
  padding: 13px 24px;
  border-radius: var(--radius-md);
  box-shadow: 0 0 25px rgba(222, 155, 40, 0.5), 0 8px 20px rgba(0,0,0,0.3);
  transition: all var(--transition-normal);
  border: 1px solid #FFF8EB;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.super-cta-btn-gold:hover {
  transform: translateY(-2px) scale(1.02);
  box-shadow: 0 0 40px rgba(222, 155, 40, 0.8), 0 12px 28px rgba(0,0,0,0.4);
}

.super-cta-btn-wa {
  background: #25D366;
  color: #FFFFFF;
  font-size: 0.92rem;
  font-weight: 700;
  padding: 13px 24px;
  border-radius: var(--radius-md);
  box-shadow: 0 0 25px rgba(37, 211, 102, 0.45);
  display: inline-flex;
  align-items: center;
  gap: 9px;
  transition: all var(--transition-normal);
}

.super-cta-btn-wa:hover {
  background: #20BA5A;
  transform: translateY(-2px) scale(1.02);
  box-shadow: 0 0 40px rgba(37, 211, 102, 0.7);
}

/* Right Column: Priority Callback Desk Card */
.super-cta-card-box {
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(222, 155, 40, 0.4);
  border-radius: var(--radius-lg);
  padding: 26px 24px;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.35);
  position: relative;
  z-index: 2;
}

.super-cta-card-box .box-status-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.72rem;
  font-weight: 700;
  color: #10B981;
  background: rgba(16, 185, 129, 0.15);
  border: 1px solid rgba(16, 185, 129, 0.35);
  padding: 3px 10px;
  border-radius: var(--radius-full);
  margin-bottom: 10px;
}

.super-cta-card-box .box-status-pill .pulse-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #10B981;
  box-shadow: 0 0 8px #10B981;
}

.super-cta-card-box h3 {
  color: #FFFFFF;
  font-size: 1.15rem;
  margin-bottom: 4px;
}

.super-cta-card-box p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.82rem;
  line-height: 1.4;
  margin: 0 0 14px 0;
}

.cta-fast-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.cta-fast-input {
  width: 100%;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(255, 255, 255, 0.25);
  background: rgba(6, 25, 51, 0.75);
  color: #FFFFFF;
  font-size: 0.88rem;
  transition: all var(--transition-fast);
}

.cta-fast-input::placeholder {
  color: rgba(255, 255, 255, 0.5);
}

.cta-fast-input:focus {
  outline: none;
  border-color: var(--accent-gold);
  background: rgba(6, 25, 51, 0.95);
  box-shadow: 0 0 0 3px rgba(222, 155, 40, 0.25);
}

.cta-fast-btn {
  width: 100%;
  padding: 12px;
  border-radius: var(--radius-sm);
  background: var(--gold-gradient);
  color: #081B10;
  font-weight: 700;
  font-size: 0.92rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  box-shadow: var(--shadow-gold);
  transition: all var(--transition-fast);
  margin-top: 4px;
}

.cta-fast-btn:hover {
  transform: translateY(-2px);
  filter: brightness(1.08);
}

.cta-box-footer {
  margin-top: 12px;
  padding-top: 10px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.72rem;
  color: rgba(255, 255, 255, 0.65);
}

/* ==========================================================================
   INNER PAGE HEADERS (HEROES)
   ========================================================================== */
.page-hero {
  position: relative;
  background: linear-gradient(135deg, #05140B 0%, #0C2818 50%, #174E2A 100%);
  color: #FFFFFF;
  padding: 75px 0 85px 0;
  overflow: hidden;
  border-bottom: 2px solid var(--accent-gold);
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: 
    radial-gradient(circle at 18% 28%, rgba(222, 155, 40, 0.16) 0%, transparent 50%),
    radial-gradient(circle at 82% 72%, rgba(52, 211, 153, 0.14) 0%, transparent 55%),
    linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 100% 100%, 100% 100%, 36px 36px, 36px 36px;
  pointer-events: none;
  z-index: 1;
}

.page-hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  align-items: center;
  gap: 45px;
  position: relative;
  z-index: 2;
}

.breadcrumbs {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 16px;
}

.breadcrumbs a {
  color: var(--accent-gold-light);
}

.breadcrumbs a:hover {
  text-decoration: underline;
}

.page-hero-title {
  font-size: clamp(2.3rem, 4vw, 3.4rem);
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1.15;
  margin-bottom: 16px;
}

.page-hero-lead {
  font-size: 1.12rem;
  color: rgba(255, 255, 255, 0.88);
  line-height: 1.65;
  max-width: 620px;
  margin-bottom: 28px;
}

.page-hero-img-frame {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.5), 0 0 0 2px rgba(222, 155, 40, 0.4);
  height: 380px;
}

.page-hero-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.page-hero-img-frame:hover .page-hero-img {
  transform: scale(1.04);
}

/* ==========================================================================
   INNER PAGE SECTION BLOCKS
   ========================================================================== */
.content-block-section {
  position: relative;
  padding: 80px 0;
  background-color: #FFFFFF;
  background-image: 
    radial-gradient(circle at 92% 14%, rgba(40, 117, 58, 0.032) 0%, transparent 35%),
    radial-gradient(circle at 8% 86%, rgba(222, 155, 40, 0.028) 0%, transparent 35%),
    radial-gradient(rgba(40, 117, 58, 0.04) 1px, transparent 1px);
  background-size: 100% 100%, 100% 100%, 28px 28px;
}

.content-block-section.alt-bg {
  background-color: #F3F8F5;
  background-image: 
    radial-gradient(circle at 10% 20%, rgba(40, 117, 58, 0.05) 0%, transparent 40%),
    radial-gradient(circle at 90% 80%, rgba(222, 155, 40, 0.04) 0%, transparent 40%),
    linear-gradient(rgba(40, 117, 58, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(40, 117, 58, 0.035) 1px, transparent 1px);
  background-size: 100% 100%, 100% 100%, 40px 40px, 40px 40px;
  border-top: 1px solid rgba(40, 117, 58, 0.1);
  border-bottom: 1px solid rgba(40, 117, 58, 0.1);
}

.block-header {
  margin-bottom: 35px;
}

.block-title {
  font-size: clamp(1.8rem, 2.8vw, 2.3rem);
  color: var(--primary-navy-dark);
  margin-bottom: 12px;
}

.block-subtitle {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 720px;
}

/* 2-Column Split Details */
.split-detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 45px;
  align-items: center;
}

.split-detail-grid.reverse {
  direction: rtl;
}

.split-detail-grid.reverse > * {
  direction: ltr;
}

.split-detail-img {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  height: 400px;
  border: 1px solid var(--border-light);
}

.split-detail-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.split-detail-content h3 {
  font-size: 1.75rem;
  margin-bottom: 16px;
  color: var(--primary-navy-dark);
}

.split-detail-content p {
  font-size: 1rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: 20px;
}

/* Feature Check Grids */
.feature-check-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 25px;
}

.feature-check-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  color: var(--text-main);
}

.feature-check-item .check-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--accent-gold-subtle);
  border: 1px solid var(--border-gold);
  color: var(--accent-gold-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
  font-size: 0.85rem;
  font-weight: 800;
}

/* 3-Column Cards Grid for Inner Pages */
.cards-3-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.detail-card {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.detail-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: var(--border-gold);
}

.detail-card-icon {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-md);
  background: var(--primary-navy-subtle);
  color: var(--primary-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 20px;
  transition: all var(--transition-fast);
}

.detail-card:hover .detail-card-icon {
  background: var(--gold-gradient);
  color: #081B10;
}

.detail-card h4 {
  font-size: 1.25rem;
  margin-bottom: 10px;
  color: var(--primary-navy-dark);
}

.detail-card p {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin-bottom: 16px;
}

/* Comparison / Specification Tables */
.policy-spec-table {
  width: 100%;
  border-collapse: collapse;
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border-light);
}

.policy-spec-table th, .policy-spec-table td {
  padding: 16px 20px;
  text-align: left;
  border-bottom: 1px solid var(--border-light);
  font-size: 0.92rem;
}

.policy-spec-table th {
  background: var(--primary-navy-dark);
  color: #FFFFFF;
  font-weight: 700;
  font-size: 0.95rem;
}

.policy-spec-table tr:hover {
  background: var(--primary-navy-subtle);
}

.policy-spec-table td strong {
  color: var(--primary-navy-dark);
}

/* FAQ Accordion */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  max-width: 840px;
  margin: 0 auto;
}

.faq-item {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.faq-question {
  width: 100%;
  padding: 18px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--primary-navy-dark);
  text-align: left;
  background: #FFFFFF;
  border: none;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.faq-question:hover {
  color: var(--accent-gold-dark);
  background: var(--primary-navy-subtle);
}

.faq-answer {
  padding: 0 22px 20px 22px;
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
}

@media (max-width: 1024px) {
  .page-hero-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .split-detail-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .split-detail-img {
    height: 300px;
  }
  .cards-3-grid,
  .cards-grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  /* ==========================================================================
     INNER PAGES MOBILE RESPONSIVE ENGINE (10,000x Overhaul)
     ========================================================================== */
  .page-hero {
    padding: 35px 0 40px 0 !important;
  }

  .page-hero-grid {
    grid-template-columns: 1fr !important;
    gap: 22px !important;
  }

  .breadcrumbs {
    font-size: 0.78rem;
    margin-bottom: 12px;
    flex-wrap: wrap;
    gap: 6px;
  }

  .page-hero-title {
    font-size: clamp(1.65rem, 6.5vw, 2.15rem) !important;
    line-height: 1.2 !important;
    margin-bottom: 12px !important;
  }

  .page-hero-lead {
    font-size: 0.92rem !important;
    line-height: 1.55 !important;
    margin-bottom: 20px !important;
  }

  .page-hero-img-frame {
    height: 230px !important;
    border-radius: 16px !important;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.4) !important;
    margin-top: 10px;
  }

  .content-block-section {
    padding: 42px 0 !important;
  }

  .block-header {
    margin-bottom: 25px !important;
  }

  .block-title {
    font-size: clamp(1.4rem, 5.5vw, 1.8rem) !important;
    margin-bottom: 8px !important;
  }

  .block-subtitle {
    font-size: 0.9rem !important;
    line-height: 1.5 !important;
  }

  /* Split Detail Grids - Force 1 col and clean stacking */
  .split-detail-grid,
  .split-detail-grid.reverse {
    grid-template-columns: 1fr !important;
    direction: ltr !important;
    gap: 24px !important;
  }

  .split-detail-grid.reverse > * {
    direction: ltr !important;
  }

  .split-detail-img {
    height: 220px !important;
    min-height: 220px !important;
    border-radius: 14px !important;
  }

  .split-detail-content h3 {
    font-size: 1.35rem !important;
    margin-bottom: 12px !important;
  }

  .split-detail-content p {
    font-size: 0.9rem !important;
    line-height: 1.55 !important;
    margin-bottom: 16px !important;
  }

  /* All Cards Grids (3-grid, 4-grid, leadership, etc.) */
  .cards-3-grid,
  .cards-4-grid,
  .cards-grid-4,
  .leadership-grid,
  [class*="cards-"] {
    grid-template-columns: 1fr !important;
    gap: 16px !important;
  }

  .detail-card {
    padding: 22px 18px !important;
    border-radius: 14px !important;
  }

  .detail-card-icon {
    width: 46px !important;
    height: 46px !important;
    font-size: 1.3rem !important;
    margin-bottom: 14px !important;
  }

  .detail-card h4 {
    font-size: 1.15rem !important;
    margin-bottom: 8px !important;
  }

  .detail-card p {
    font-size: 0.88rem !important;
    line-height: 1.5 !important;
    margin-bottom: 14px !important;
  }

  /* Forms on Inner Pages (e.g. contact.html, claims form) */
  .contact-interactive-form {
    padding: 20px 16px !important;
    border-radius: 16px !important;
    gap: 14px !important;
  }

  .contact-interactive-form input,
  .contact-interactive-form select,
  .contact-interactive-form textarea {
    font-size: 16px !important; /* iOS safari zoom fix */
    padding: 11px 13px !important;
  }

  /* Comparison & Specification Tables */
  .policy-spec-table {
    min-width: 580px;
    font-size: 0.82rem !important;
  }

  .policy-spec-table th, 
  .policy-spec-table td {
    padding: 12px 14px !important;
  }

  /* FAQs */
  .faq-question {
    padding: 15px 18px !important;
    font-size: 0.96rem !important;
  }

  .faq-answer {
    padding: 0 18px 16px 18px !important;
    font-size: 0.88rem !important;
  }

  /* Super CTA Card on Inner Pages */
  .super-cta-card {
    padding: 32px 18px !important;
    border-radius: 16px !important;
  }

  .super-cta-badge {
    font-size: 0.68rem !important;
    padding: 4px 10px !important;
    margin-bottom: 12px !important;
  }

  .super-cta-title {
    font-size: clamp(1.4rem, 5.5vw, 1.75rem) !important;
    margin-bottom: 12px !important;
  }

  .super-cta-desc {
    font-size: 0.88rem !important;
    line-height: 1.5 !important;
    margin-bottom: 22px !important;
  }

  .super-cta-actions {
    flex-direction: column !important;
    gap: 10px !important;
    width: 100% !important;
  }

  .super-cta-actions a {
    width: 100% !important;
    justify-content: center !important;
    font-size: 0.86rem !important;
    padding: 13px 14px !important;
  }

  /* Any inline 2-col grids inside containers */
  .form-grid-2,
  .inner-form-row {
    grid-template-columns: 1fr !important;
    gap: 12px !important;
  }
}


/* Brand Font Accents */
.section-tag, .hero-eyebrow, .card-eyebrow, .award-verified-badge, .stat-label, .carousel-slide-badge {
  font-family: var(--font-brand);
  letter-spacing: 0.5px;
}

/* ==========================================================================
   INTERACTIVE AUTO-ANIMATING SOLUTIONS CAROUSEL
   ========================================================================== */
.solutions-carousel-wrapper {
  position: relative;
  width: 100%;
  max-width: var(--container-max);
  margin: 35px auto 45px auto;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 20px 45px rgba(8, 27, 16, 0.12);
  background: var(--bg-surface);
  border: 1px solid rgba(40, 117, 58, 0.2);
}

.carousel-viewport {
  position: relative;
  width: 100%;
  min-height: 480px;
  overflow: hidden;
}

.carousel-slide {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.7s cubic-bezier(0.4, 0, 0.2, 1), transform 0.7s cubic-bezier(0.4, 0, 0.2, 1);
  transform: scale(0.985);
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: stretch;
  background: #FFFFFF;
}

.carousel-slide.active {
  opacity: 1;
  visibility: visible;
  transform: scale(1);
  position: relative;
  z-index: 2;
}

.carousel-slide-content {
  padding: 44px 40px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: linear-gradient(135deg, #FFFFFF 0%, #F5FAF6 100%);
  border-right: 1px solid rgba(40, 117, 58, 0.12);
}

.carousel-slide-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(40, 117, 58, 0.1);
  color: var(--primary-navy);
  font-size: 0.84rem;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 14px;
  width: fit-content;
}

.carousel-slide-title {
  font-size: 1.85rem;
  font-weight: 800;
  color: var(--primary-navy-darker);
  line-height: 1.25;
  margin-bottom: 12px;
}

.carousel-slide-desc {
  font-size: 0.96rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 20px;
}

.carousel-slide-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 26px;
}

.carousel-feature-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-main);
}

.carousel-feature-item svg {
  color: var(--primary-navy);
  flex-shrink: 0;
}

.carousel-slide-actions {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}

.carousel-slide-media {
  position: relative;
  overflow: hidden;
  min-height: 320px;
}

.carousel-slide-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 7s ease;
}

.carousel-slide.active .carousel-slide-media img {
  transform: scale(1.06);
}

.carousel-media-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(8, 27, 16, 0.88) 0%, rgba(8, 27, 16, 0.25) 55%, transparent 100%);
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 28px;
  color: #FFFFFF;
}

.carousel-media-tag {
  background: var(--gold-gradient);
  color: #081B10;
  font-weight: 700;
  font-size: 0.76rem;
  padding: 5px 12px;
  border-radius: var(--radius-full);
  width: fit-content;
  margin-bottom: 8px;
}

.carousel-media-stat {
  font-size: 1.15rem;
  font-weight: 700;
  color: #FFFFFF;
}

/* Controls */
.carousel-controls {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 28px;
  background: #FFFFFF;
  border-top: 1px solid rgba(40, 117, 58, 0.12);
  position: relative;
}

.carousel-nav-btn {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-full);
  border: 1.5px solid rgba(40, 117, 58, 0.25);
  background: #FFFFFF;
  color: var(--primary-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all var(--transition-normal);
}

.carousel-nav-btn:hover {
  background: var(--primary-navy);
  color: #FFFFFF;
  border-color: var(--primary-navy);
  transform: scale(1.08);
}

.carousel-dots {
  display: flex;
  gap: 8px;
  align-items: center;
}

.carousel-dot {
  width: 10px;
  height: 10px;
  border-radius: var(--radius-full);
  background: rgba(40, 117, 58, 0.2);
  cursor: pointer;
  transition: all var(--transition-normal);
  border: none;
  padding: 0;
}

.carousel-dot.active {
  width: 32px;
  background: var(--primary-navy);
  border-radius: 6px;
}

/* Progress Bar */
.carousel-progress-bar {
  position: absolute;
  top: 0;
  left: 0;
  height: 3px;
  background: var(--gold-gradient);
  width: 0%;
  z-index: 10;
  transition: width 0.1s linear;
}

@media (max-width: 960px) {
  .carousel-slide {
    grid-template-columns: 1fr;
  }
  .carousel-slide-content {
    padding: 30px 22px;
    border-right: none;
    border-bottom: 1px solid rgba(40, 117, 58, 0.12);
  }
  .carousel-slide-features {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .carousel-slide-media {
    min-height: 240px;
  }
}

@media (max-width: 900px) {
  #ceo-message .container > div {
    grid-template-columns: 1fr !important;
    gap: 32px !important;
    padding: 32px 22px !important;
  }
}

/* ==========================================================================
   DYNAMIC CRESCENT AI RISK ADVISOR & LIVE CHAT DESK
   State-of-the-art interactive assistant with instant quotes, claims & WhatsApp
   ========================================================================== */
.crescent-chat-launcher {
  position: fixed;
  bottom: 26px;
  right: 26px;
  z-index: 9999;
  display: flex;
  align-items: center;
  gap: 10px;
  background: linear-gradient(135deg, #071E10 0%, #0F2F1C 50%, #206E35 100%);
  border: 1.5px solid rgba(222, 155, 40, 0.6);
  padding: 6px 16px 6px 6px;
  border-radius: var(--radius-full);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.35), 0 0 20px rgba(40, 117, 58, 0.4);
  cursor: pointer;
  transition: all var(--transition-normal);
  color: #FFFFFF;
  text-decoration: none;
  user-select: none;
}

.crescent-chat-launcher:hover {
  transform: translateY(-3px) scale(1.03);
  box-shadow: 0 14px 38px rgba(0, 0, 0, 0.45), 0 0 30px rgba(222, 155, 40, 0.5);
  border-color: #F3C352;
}

.crescent-chat-avatar-wrap {
  position: relative;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--gold-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(0,0,0,0.3);
}

.crescent-chat-avatar-wrap img {
  width: 26px;
  height: 26px;
  object-fit: contain;
}

.crescent-chat-pulse-dot {
  position: absolute;
  top: 1px;
  right: 1px;
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: #10B981;
  border: 2px solid #071E10;
  box-shadow: 0 0 8px #10B981;
}

.crescent-chat-launcher-text {
  display: flex;
  flex-direction: column;
}

.crescent-chat-launcher-title {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.88rem;
  color: #FFFFFF;
  line-height: 1.2;
}

.crescent-chat-launcher-status {
  font-size: 0.72rem;
  color: var(--accent-gold-light);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 5px;
}

/* Chat Widget Container */
.crescent-chat-window {
  position: fixed;
  bottom: 88px;
  right: 26px;
  width: 390px;
  max-width: calc(100vw - 32px);
  height: 560px;
  max-height: calc(100vh - 110px);
  background: #FFFFFF;
  border-radius: 20px;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.3), 0 0 0 1px rgba(40, 117, 58, 0.15);
  display: flex;
  flex-direction: column;
  z-index: 10000;
  overflow: hidden;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  opacity: 0;
  pointer-events: none;
  transform: translateY(20px) scale(0.95);
  border: 1.5px solid rgba(40, 117, 58, 0.3);
}

.crescent-chat-window.open {
  opacity: 1;
  pointer-events: all;
  transform: translateY(0) scale(1);
}

/* Chat Header */
.crescent-chat-header {
  background: linear-gradient(135deg, #071E10 0%, #0F2F1C 55%, #1B582C 100%);
  color: #FFFFFF;
  padding: 16px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 2px solid var(--accent-gold);
  position: relative;
}

.crescent-chat-header-info {
  display: flex;
  align-items: center;
  gap: 12px;
}

.crescent-chat-header-avatar {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--gold-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 2px 8px rgba(0,0,0,0.3);
}

.crescent-chat-header-avatar img {
  width: 22px;
  height: 22px;
  object-fit: contain;
}

.crescent-chat-header-name {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.96rem;
  color: #FFFFFF;
  line-height: 1.2;
}

.crescent-chat-header-sub {
  font-size: 0.72rem;
  color: var(--accent-gold-light);
  display: flex;
  align-items: center;
  gap: 4px;
}

.crescent-chat-header-actions {
  display: flex;
  align-items: center;
  gap: 8px;
}

.crescent-chat-header-btn {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all var(--transition-fast);
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.crescent-chat-header-btn:hover {
  background: rgba(255, 255, 255, 0.25);
  transform: scale(1.08);
}

.crescent-chat-header-btn.wa-direct {
  background: #25D366;
  border-color: transparent;
  color: #FFFFFF;
}

.crescent-chat-header-btn.wa-direct:hover {
  background: #20BA5A;
}

/* Chat Body */
.crescent-chat-body {
  flex-grow: 1;
  padding: 18px;
  overflow-y: auto;
  background-color: #F8FAFC;
  background-image: radial-gradient(rgba(40, 117, 58, 0.04) 1px, transparent 1px);
  background-size: 20px 20px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.crescent-chat-msg {
  display: flex;
  flex-direction: column;
  max-width: 86%;
  animation: fadeInMsg 0.3s ease;
}

@keyframes fadeInMsg {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

.crescent-chat-msg.bot {
  align-self: flex-start;
}

.crescent-chat-msg.user {
  align-self: flex-end;
}

.crescent-chat-bubble {
  padding: 12px 16px;
  border-radius: 16px;
  font-size: 0.88rem;
  line-height: 1.5;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
  position: relative;
}

.crescent-chat-msg.bot .crescent-chat-bubble {
  background: #FFFFFF;
  color: #1E293B;
  border: 1px solid #E2E8F0;
  border-bottom-left-radius: 4px;
}

.crescent-chat-msg.user .crescent-chat-bubble {
  background: linear-gradient(135deg, #0B331A 0%, #174E2A 100%);
  color: #FFFFFF;
  border-bottom-right-radius: 4px;
}

.crescent-chat-time {
  font-size: 0.68rem;
  color: #94A3B8;
  margin-top: 4px;
  padding: 0 4px;
}

.crescent-chat-msg.user .crescent-chat-time {
  text-align: right;
}

/* Action Chips inside Chat */
.crescent-chat-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: 8px;
}

.crescent-chat-chip {
  background: #FFFFFF;
  border: 1px solid rgba(40, 117, 58, 0.3);
  color: #071E10;
  padding: 6px 12px;
  border-radius: var(--radius-full);
  font-size: 0.78rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition-fast);
  box-shadow: 0 2px 5px rgba(0,0,0,0.04);
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

.crescent-chat-chip:hover {
  background: rgba(40, 117, 58, 0.1);
  border-color: #28753A;
  color: #28753A;
  transform: translateY(-1px);
}

.crescent-chat-chip.gold {
  border-color: rgba(222, 155, 40, 0.5);
  background: rgba(222, 155, 40, 0.08);
  color: #93600C;
}

.crescent-chat-chip.gold:hover {
  background: var(--gold-gradient);
  color: #081B10;
}

.crescent-chat-chip.wa {
  background: #E8F9EE;
  border-color: #25D366;
  color: #0B793A;
}

.crescent-chat-chip.wa:hover {
  background: #25D366;
  color: #FFFFFF;
}

/* Typing Indicator */
.crescent-chat-typing {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 10px 14px;
  background: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 14px;
  width: fit-content;
  box-shadow: 0 2px 6px rgba(0,0,0,0.05);
}

.crescent-chat-typing span {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #94A3B8;
  animation: typingBounce 1.4s infinite ease-in-out both;
}

.crescent-chat-typing span:nth-child(1) { animation-delay: -0.32s; }
.crescent-chat-typing span:nth-child(2) { animation-delay: -0.16s; }

@keyframes typingBounce {
  0%, 80%, 100% { transform: scale(0); }
  40% { transform: scale(1); }
}

/* Interactive Card in Chat */
.chat-interactive-card {
  background: #FFFFFF;
  border: 1.5px solid rgba(40, 117, 58, 0.25);
  border-radius: var(--radius-md);
  padding: 12px;
  margin-top: 8px;
  box-shadow: 0 3px 10px rgba(0,0,0,0.05);
}

.chat-interactive-card h5 {
  font-size: 0.88rem;
  color: #0F3D21;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.chat-interactive-card p {
  font-size: 0.8rem;
  color: #475569;
  line-height: 1.4;
  margin-bottom: 8px;
}

/* Chat Input Footer */
.crescent-chat-footer {
  padding: 12px 16px;
  background: #FFFFFF;
  border-top: 1px solid #E2E8F0;
  display: flex;
  align-items: center;
  gap: 8px;
}

.crescent-chat-input {
  flex-grow: 1;
  padding: 10px 14px;
  border: 1px solid #CBD5E1;
  border-radius: var(--radius-full);
  font-size: 0.88rem;
  outline: none;
  transition: all var(--transition-fast);
}

.crescent-chat-input:focus {
  border-color: #28753A;
  box-shadow: 0 0 0 3px rgba(40, 117, 58, 0.15);
}

.crescent-chat-send-btn {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--navy-gradient);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all var(--transition-fast);
  border: none;
  flex-shrink: 0;
}

.crescent-chat-send-btn:hover {
  background: #081B10;
  transform: scale(1.08);
}

.crescent-chat-wa-btn {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: #25D366;
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all var(--transition-fast);
  border: none;
  flex-shrink: 0;
}

.crescent-chat-wa-btn:hover {
  background: #20BA5A;
  transform: scale(1.08);
}

@media (max-width: 480px) {
  .crescent-chat-window {
    right: 12px;
    bottom: 80px;
    width: calc(100vw - 24px);
    height: 75vh;
  }
  .crescent-chat-launcher-text {
    display: none;
  }
  .crescent-chat-launcher {
    padding: 6px;
    bottom: 20px;
    right: 20px;
  }
}

/* ==========================================================================
   SOLUTIONS INNER PAGE HUB STYLING (solutions.html)
   ========================================================================== */
.solutions-filter-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 45px;
}

.sol-filter-btn {
  padding: 10px 22px;
  border-radius: var(--radius-full);
  background: #FFFFFF;
  border: 1.5px solid rgba(40, 117, 58, 0.2);
  color: var(--primary-navy-dark);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.9rem;
  cursor: pointer;
  transition: all var(--transition-normal);
  box-shadow: var(--shadow-sm);
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.sol-filter-btn:hover {
  border-color: var(--primary-navy);
  color: var(--primary-navy);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.sol-filter-btn.active {
  background: var(--navy-gradient);
  color: #FFFFFF;
  border-color: var(--primary-navy-darker);
  box-shadow: 0 6px 18px rgba(40, 117, 58, 0.35);
}

.solutions-hub-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(360px, 1fr));
  gap: 30px;
}

.solution-hub-card {
  background: #FFFFFF;
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 1px solid rgba(40, 117, 58, 0.18);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  position: relative;
}

.solution-hub-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.12), 0 0 25px rgba(40, 117, 58, 0.15);
  border-color: var(--accent-gold);
}

.solution-hub-media {
  position: relative;
  height: 210px;
  overflow: hidden;
}

.solution-hub-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.solution-hub-card:hover .solution-hub-media img {
  transform: scale(1.06);
}

.solution-hub-badge {
  position: absolute;
  top: 16px;
  left: 16px;
  background: rgba(7, 30, 16, 0.88);
  backdrop-filter: blur(8px);
  color: var(--accent-gold-light);
  font-family: var(--font-brand);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  border: 1px solid rgba(222, 155, 40, 0.4);
}

.solution-hub-content {
  padding: 26px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.solution-hub-title {
  font-size: 1.35rem;
  color: var(--primary-navy-darker);
  margin-bottom: 8px;
  line-height: 1.3;
}

.solution-hub-lead {
  font-size: 0.9rem;
  color: #475569;
  line-height: 1.6;
  margin-bottom: 16px;
}

.solution-hub-features {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 22px;
  flex-grow: 1;
}

.solution-hub-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 0.84rem;
  color: #334155;
}

.solution-hub-feature-item svg {
  color: var(--primary-navy);
  flex-shrink: 0;
  margin-top: 3px;
}

.solution-hub-actions {
  display: flex;
  gap: 10px;
  align-items: center;
  padding-top: 16px;
  border-top: 1px solid rgba(40, 117, 58, 0.12);
}

@media (max-width: 768px) {
  .solutions-hub-grid {
    grid-template-columns: 1fr;
  }
}